💳 Payment Policy

📅 Effective Date: June 13, 2025
🌐 Website: clevertopis.com

🔹 1. Purpose of This Policy

This Payment Policy explains the accepted payment methods, payment security, and terms related to purchasing on CleverTopis. By placing an order at clevertopis.com, you agree to comply with the terms below.

🔹 2. Accepted Payment Methods ✅

We offer a variety of secure and convenient payment options:

  • 💳 Credit / Debit Cards (Visa, Mastercard, American Express)

  • 🅿️ PayPal

  • 🔐 Stripe (Card payments via secure checkout)

  • 🏦 Bank Transfer (on request – for large or B2B orders)

  • 🎁 Gift Cards or Promo Codes (when applicable)

🔹 3. Payment Security 🔒

Your security is our priority:

  • All payments are encrypted with SSL (Secure Socket Layer)

  • Payment processing is handled via PCI-compliant providers (PayPal, Stripe)

  • We do not store or have access to your credit card or banking details

🛡️ Our checkout is powered by trusted payment processors to protect your data.

🔹 4. Payment Timing ⏰

  • Full payment is required at the time of placing the order

  • Orders are only processed and shipped after payment confirmation

  • Delayed or failed payments will result in automatic cancellation of the order

🔹 5. Currency 💷

  • All transactions on clevertopis.com are processed in British Pounds (GBP £)

  • International buyers may see currency conversion fees from their bank or payment provider

🔹 6. Taxes & Duties 🧾

  • Prices shown include VAT for UK customers

  • For international orders, import duties or local taxes may apply and are the buyer’s responsibility

🔹 7. Failed or Declined Payments ❗

If your payment is declined:

  • Please check that your card details are correct

  • Contact your bank or card issuer for more information

  • Try an alternative payment method

  • Or contact us for assistance at contact@clevertopis.com

🔹 8. Fraud Prevention 🛑

We reserve the right to:

  • Refuse or cancel orders if fraudulent activity is suspected

  • Request additional verification (ID or billing confirmation) for high-value orders

🔹 9. Contact Us 📬

For any payment-related questions or support:

📧 Email: contact@clevertopis.com
📞 Phone: +44 702 282 9762
🕒 Business Hours: 8:00 AM – 6:00 PM (Mon – Sat)
📍 Address: 41 Cheriton Rd, West Layton, United Kingdom